Tools
Halifax mortgage calculator
Estimate your monthly payment with Canadian semi-annual compounding, check your minimum down payment and see Halifax deed transfer tax.
Estimated monthly payment
$0
Bi-weekly: $0
- Mortgage amount
- Total interest over amortization
- HRM deed transfer tax (1.5%)
Estimate only, using semi-annual compounding like most Canadian fixed-rate mortgages. Excludes default insurance premiums, property tax and condo fees. Talk to a mortgage professional for a real quote.
Get connected with a mortgage proMinimum down payment
5% of the first $500,000, plus 10% of the portion between $500,000 and $1.5 million. Homes $1.5 million and up need 20%.
Deed transfer tax
Halifax (HRM) charges 1.5% of the higher of the purchase price or assessed value, paid at closing.
All closing costsFirst-time buyer?
FHSA, the Home Buyers' Plan and 30-year insured amortizations can make a big difference.
Buyer programs
Ready when you are
Want a real number, not an estimate?
Raman can connect you with trusted mortgage professionals for a free pre-approval.